CalcunetLoan & tax calculators for Southeast Asia
Free, no-signup calculators for car loans, personal loans, government loans, and income tax — built separately for the Philippines, Indonesia, Vietnam, and Thailand so the numbers match how each market actually calculates them.
Philippines — Loans
Philippines — Tax & Payroll
What's on this site
The Philippines section is the deepest: a general loan calculator plus a car loan calculator built around the add-on rate most Philippine dealers quote, alongside a full tax and payroll set — BIR income tax, withholding tax, salary, 13th month pay, and SSS pension and maternity benefits. The Indonesia, Vietnam, and Thailand tools currently focus on loan and interest calculations — simulasi kredit, tính lãi vay, and คำนวณสินเชื่อ — with tax and payroll tools planned as each market grows.
Frequently asked questions
Are these calculators actually free?
Yes. Every calculator on this site is free, requires no signup, and runs entirely in your browser — the numbers you enter are never sent to a server or saved anywhere.
Which Philippine banks does the loan calculator match?
Most Philippine banks — BPI, BDO, UnionBank, Metrobank, Security Bank — quote personal and housing loans on a diminishing balance, which is what our default Loan Calculator uses. Car loans are the exception: they're almost always quoted as an add-on rate, which is why there's a separate Car Loan Calculator built around that method. Always confirm the exact rate and method with your bank — this tool estimates based on the numbers you enter.
Does the tax calculator use the current BIR tax table?
Yes. The Tax Calculator and BIR Tax Calculator use the TRAIN law income tax brackets currently in effect. If BIR revises the brackets, we update the calculator to match.
I'm in Indonesia, Vietnam, or Thailand — is there a calculator for me?
Yes — each market has its own calculator built around local conventions rather than a one-size-fits-all form. Indonesia's simulasi kredit and kalkulator kredit tools, Vietnam's tính lãi vay ngân hàng calculator, and Thailand's คำนวณสินเชื่อ, ดอกเบี้ยบ้าน, and ดอกเบี้ยรถ calculators are all linked from the country pages below.
Is this financial advice?
No. Every result is an estimate based on the figures you enter, meant to help you compare scenarios before you talk to a lender. Always confirm exact terms, fees, and eligibility with your bank, employer, or government agency before making a decision.